Example 1 — 80,000 / 36 / 8%
- Value: 80,000
- Months: 36
- Markup: 8%
Monthly 2,400
Total 86,400
Markup 6,400
Classic 3-year horizon.
Leasing instalment — simplified model
Estimate an equal monthly payment from vehicle value plus financing markup — without subtracting residual value.
Simplified model: monthly = value × (1 + markup/100) / months. No residual subtraction. Not an official lease offer. Currency from the header.
Result
Enter data and click Calculate.
How results are calculated
Monthly = value × (1 + markup/100) / months.
Total = monthly × months. Markup amount = total − value. The model does not subtract residual.
How to use the calculator
- Enter vehicle value.
- Set months.
- Enter financing markup (%).
- Compare with leasing vs loan and residual value.
Usage examples
Example 2 — 50,000 / 48 / 5%
- Value: 50,000
- Months: 48
- Markup: 5%
Monthly 1,093.75
Total 52,500
Markup 2,500
Longer term, lower markup.
Example 3 — 120,000 / 60 / 10%
- Value: 120,000
- Months: 60
- Markup: 10%
Monthly 2,200
Total 132,000
Markup 12,000
5 years, higher markup.
FAQ
How is the instalment calculated?
Monthly = value × (1 + markup/100) / months. No residual subtraction.
Why no residual?
Simplified equal instalments on value plus markup. Older i18n copy wrongly mentioned residual — JS never subtracted it.
What does markup mean?
A financing percentage added to value before dividing by months.
Is this a lease offer?
No — educational estimate, not a financier’s terms.
What does total payments show?
Monthly × months. Financing markup amount = total − value.
How does this differ from leasing vs loan?
This page is the lease payment alone. Side-by-side with a hard-coded 15% residual is a separate calculator.
Which currency?
The currency from the page header.
When should I not rely only on this?
Before signing — check fee tables, residual and buyout terms.