Enter annual miles, mpg, and the US pump price per gallon, plus insurance, service, tires, parking, and registration. At 12,000 miles, 28 mpg and 3.20 per gallon plus the fixed costs from example 1 you get 3,881.43 for the year. That is a running-cost year, not TCO.
Annual miles, mpg, US pump price, and service. The result shows up here.
Need mpg first? Use the MPG calculator. One trip: trip fuel cost. Receipts: cost per mile. This page totals a US running-cost year in miles and US gallons.
The calculator calculates fuel as miles divided by mpg, then times the pump price. 12,000 miles at 28 mpg and 3.20 per gallon is about 428.57 gallons and 1,371.43 for fuel. You then add service, insurance, tires, monthly parking times 12 (or a yearly parking amount if you choose that option), and annual tax. Example 1 totals 3,881.43, or 323.45 a month and 0.3235 per mile. Fuel is about 35.3% of that total. Insurance is about 30.9%.
Example 2 at 5,000 miles, 32 mpg, and 3.20 plus the fixed costs from that example totals 2,640 a year and 0.5280 per mile, because the fixed costs do not shrink with mileage. Example 3 at 25,000 miles, 24 mpg, and 3.20 plus higher fixed costs totals 6,163.33, with fuel at about 54.1% of the total and 0.2465 per mile.
The fields are annual mileage, fuel economy, price, service, insurance, tires, parking or wash, and registration or vehicle tax. Parking is monthly by default and the calculator multiplies it by 12; you can enter an amount that is already yearly. The other amounts are yearly. Auto insurance goes in as one yearly premium. This form does not price those policies.
The default is a US year: miles, mpg, and a US gallon (about 3.785 L), not a UK imperial gallon. UK readers can still enter miles and mpg; put MOT in service and Vehicle Excise Duty in the tax line. Metric labels are optional. A typed 12,000 is not rewritten as kilometers. A comma and a period in 3.20 parse the same way.
One trip is on the trip fuel cost page. Receipts divided by mileage are on cost per mile. The TCO calculator adds purchase, a payment, and value loss. There is no car price here. Blank mileage does not fill 12,000 from the example and does not calculate a yearly total. With mileage at zero, only the fixed costs remain, with no fuel.
Enter the example 1 numbers, click Calculate, and match 3,881.43. Then drop to 5,000 miles: 2,640. That is an estimate from the categories you enter, not a live pump feed.
Fuel from mileage plus service, insurance, tires, parking, and tax. 12,000 miles, 28 mpg, and 3.20 a gallon plus example 1 fixed costs total 3,881.43 for the year.
Total annual cost 3,881.43
Monthly 323.45 · Per mile 0.3235
Year at 12,000 mi, 28 mpg, $3.20/gal + fixed costs? ≈ $3,881.43 (fuel $1,371.43 ≈ 35.3%).
Total annual cost 2,640.00
Monthly 220.00 · Per mile 0.5280
5,000 mi/yr + example 2 fixed costs → ≈ $2,640 (higher cost per mile at lower mileage).
Total annual cost 6,163.33
Monthly 513.61 · Per mile 0.2465
25,000 mi/yr + example 3 fixed costs → ≈ $6,163.33 (fuel ≈ 54.1% of the total).
Compute fuel as miles ÷ mpg × pump price per US gallon, then add service, insurance, tires, annual parking, and tax. Example: 12,000 miles, 28 mpg, $3.20/gal plus the form fixed costs → about $3,881.43 a year.
About $3,881.43 a year, $323.45 a month, and $0.3235 per mile. Fuel is about $1,371.43 (about 35.3%). That is a running-cost year, not TCO.
No. Trip fuel cost covers gallons for one stretch. Here you also add service, insurance, tires, parking, and tax for a full year.
No. Purchase, loan, lease, and trade-in stay outside the result. For full ownership cost use the car TCO calculator.
Yes. Enter mileage, mpg, pump price, and fixed costs and you see year, month, and per-mile totals at once. No account required.
The total is 3,881.43 a year, 323.45 a month, and 0.3235 per mile. Fuel is about 1,371.43 (35.3%). Insurance is 1,200 (30.9%).
The total is 2,640 a year and 0.5280 per mile. The fixed share is larger than in example 1, because the same kinds of yearly costs sit on fewer miles.
The total is 6,163.33 a year and 0.2465 per mile. Fuel is about 54.1% of the total.
There is no purchase, loan payment, or value loss here. The TCO calculator adds those. This page uses six running-cost lines for one year.
By default, the field is monthly and the calculator multiplies it by 12. If you choose an amount that is already yearly, it does not multiply again. Tax and insurance are yearly amounts you enter.
Yes. This English page is built for a US year: miles, mpg, and a US gallon, not an imperial gallon. Metric labels are optional. UK readers can keep miles and mpg; put MOT in service and Vehicle Excise Duty in the tax line. A typed 12,000 is not converted by itself.
A blank mileage field: the calculator does not calculate a yearly total and does not fill 12,000 from the example. Zero in that field: service, insurance, tires, parking, and tax remain, with no fuel.
No. You enter 3.20 or another pump price. The station does not connect to this page.
On the MPG calculator from miles driven and gallons filled. Here you already enter a known economy.
Yes: a yearly average for sets, not one tire. Zero is fine in a year you do not buy any.
In Advanced mode enter one-way distance, workdays, and extra miles. A blank field counts as zero. The calculator uses one-way × 2 × workdays plus extra miles, then writes that into the mileage field. Example: 15 miles, 240 days, and 2,000 extra miles is 9,200 miles.
The calculator divides the yearly total by 52. In example 1 that is 3,881.43 ÷ 52, or 74.64 a week. That is an average from the year, not a line from a pump receipt.
In Advanced mode turn on the comparison. When mileage is above zero, enter car B economy. If car B price, service, insurance, or tire fields are blank, the calculator copies car A. Mileage, parking, and tax stay shared. At mileage zero the comparison uses the fixed costs only, with no fuel. The result shows the car B year total and the difference B minus A.
Use and cost come from your own numbers. Below is the FuelEconomy.gov and EPA vocabulary.
Page updated October 29, 2026.
