Finance
Deposit, VAT, loan payment and inflation. Each formula stays on its own page.
Loans
Auto Loan Calculator
Auto loan calculator: $25,000 minus $3,000 down and $2,000 trade-in, 6.5% APR for 60 months, is $391.32.
Use calculator →B2B calculator
B2B calculator: 12,000, 1,500, 19% and 1,600 leave 6,620. Not payroll.
Use calculator →Side hustle calculator
Side hustle calculator: 8 h, 2000, 200 and 12% leave 1,560. Not a tax return.
Use calculator →Amortization calculator
Amortization calculator: the loan principal, the annual interest rate, and the loan term in years.
Use calculator →APR calculator
APR calculator: the loan amount, the total known borrowing cost, and the term in months.
Use calculator →Borrowing capacity calculator
Borrowing capacity calculator: monthly gross income, current debts, an assumed rate, and a term.
Use calculator →Cost of Loan calculator
Cost of Loan calculator: the loan amount, the annual interest rate, and the term in months.
Use calculator →Debt repayment calculator
Debt repayment calculator: the current debt, the monthly payment, and pick No interest or With interest.
Use calculator →Decreasing instalment calculator
Decreasing instalment calculator: the loan amount, the nominal annual interest rate, and the term in months.
Use calculator →Default interest calculator
The default interest calculator uses simple late interest from an amount, an annual rate, and a day count.
Use calculator →Down payment (%) calculator
Down payment (%) calculator: the property value and the down payment in percent.
Use calculator →DTI calculator
DTI calculator: monthly gross income and current debts.
Use calculator →Equal split (no interest) calculator
Equal split (no interest) calculator: the amount to split and the number of parts or instalments.
Use calculator →Loan balance after N instalments calculator
Loan balance after N instalments calculator: the loan amount and either the rate, full term, and payments made N, or only the sum….
Use calculator →Loan payment calculator
Loan payment calculator: the amount, the yearly rate, and the years.
Use calculator →Loan margin calculator
Loan margin calculator: the loan amount, the reference rate, the margin, and the term in years.
Use calculator →Loan overpayment calculator
Loan overpayment calculator: remaining principal, the annual interest rate, and the remaining term in years.
Use calculator →LTV calculator
LTV calculator: the loan amount and the property value.
Use calculator →Mortgage calculator
Mortgage calculator: the mortgage, the yearly rate, and the repayment years.
Use calculator →Simple margin × principal calculator
Simple margin × principal calculator: an amount and a margin in percent.
Use calculator →Total cost of loan calculator
Total cost of loan calculator: the amount, the rate, the years, and the fees that sit outside the payment.
Use calculator →Savings and deposits
Daily compounding calculator
Daily compounding: principal, an annual rate, and days.
Use calculator →Deposit / term deposit gain calculator
Deposit / term deposit gain calculator: There is no compounding during the term and no break fee.
Use calculator →Interest with compounding
Interest with compounding: principal, an annual rate, and months.
Use calculator →Nominal interest rate calculator
Nominal interest rate: a nominal rate and compounds per year.
Use calculator →Savings interest calculator
Savings interest calculator: There is no compounding and no tax; a term with months and withholding sits next door.
Use calculator →Tax
Sales Tax Calculator
Sales tax calculator: 100 at 6% in Florida is 6.00 tax and 106.00 total.
Use calculator →19% capital gains / investment withholding tax (Poland) calculator
The Belka tax calculator, Poland’s flat tax on investment gains, multiplies the gain you type by the rate.
Use calculator →Disability pension contribution
Disability pension contribution: a base and a rate.
Use calculator →Income tax calculator
Income tax calculator: There are no social charges or reliefs; this is a scale sketch, not a filing.
Use calculator →Income tax advance
Income tax advance: income and a rate.
Use calculator →Inheritance tax
Inheritance tax: an estate value and a rate.
Use calculator →Net to gross pay calculator
The net to gross calculator builds pay from a flat tax, optional social charges, and a fixed other deduction.
Use calculator →Pension contribution
Pension contribution: a base and a rate.
Use calculator →Property tax calculator
Property tax: a value and a percent rate.
Use calculator →Sickness contribution
Sickness contribution: a base and a rate.
Use calculator →Social security contributions
Social security contributions: a base and a combined percent.
Use calculator →Tax on interest calculator
Tax on interest: a gain and a rate.
Use calculator →VAT calculator
The VAT calculator splits one amount into net, value-added tax, and gross at the rate you pick.
Use calculator →Budget and investments
Amount value after inflation
Amount value after inflation: an amount, annual inflation, and years.
Use calculator →Annual equivalent cost
Annual equivalent cost: a cost and years.
Use calculator →Bill discount
Bill discount: a nominal and a percent.
Use calculator →CAGR calculator
The CAGR calculator, compound annual growth rate, finds one flat rate that carries a start to an end.
Use calculator →Company value (simplified)
Company value (simplified): profit and a multiple.
Use calculator →Currency converter
Currency converter: an amount and a rate.
Use calculator →Dividend yield
Dividend yield: a dividend and a share price.
Use calculator →Emergency fund calculator
The emergency fund calculator divides savings by monthly expenses and says how many months the cushion lasts.
Use calculator →Fixed asset depreciation
Fixed asset depreciation: an asset value and an annual rate.
Use calculator →Future value calculator
The future value calculator, FV, grows a starting amount and optional contributions at the compounding you pick.
Use calculator →Home insurance calculator
Home insurance: a sum and a rate.
Use calculator →Household Budget calculator
The household budget calculator subtracts monthly expenses from income and shows a balance plus two shares.
Use calculator →IRR calculator
The IRR calculator, internal rate of return, finds the yearly rate that makes NPV zero.
Use calculator →NPV calculator
The NPV calculator, net present value, discounts each cash flow back to today and adds them up.
Use calculator →Present value calculator
Present value (PV) calculator: It's a simplified model: fixed rate, optional fixed inflation, equal payments.
Use calculator →Inflation calculator
The inflation calculator shows how much of today's amount remains under a flat yearly inflation rate.
Use calculator →Rainy-day fund
Rainy-day fund: savings and expenses.
Use calculator →Rate of return calculator
The rate of return calculator computes total return from two values: a start and an end.
Use calculator →Real rate of return calculator
The real rate of return calculator applies the Fisher formula to a nominal rate and inflation.
Use calculator →Rent and area
Rent and area: rent and metres.
Use calculator →Income percentile calculator
Income percentile calculator: 55,000 USD a year and 80,000 USD net worth reads average locally, higher globally.
Use calculator →Other
Compound interest calculator
The compound interest calculator multiplies principal by (1 + rate/100) to the power of years.
Use calculator →Loan calculators
Loan calculators: This page does not calculate.
Use calculator →Tip calculator
Tip calculator: the bill, a percent, and an optional split.
Use calculator →Articles
Short guides for the formulas in this category. Each article leads to a calculator.